Elephant Automobile Insurance Overview
Editor's RatingSlightly below-average prices make Elephant an insurer to think about, but its own spotty customer support standing makes it a questionable option.
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Table of Contents
Great for
- Direct-to-consumer carriers with aggressive Car Insurance prices
Bad for
- Automobile insurance just available in seven countries: Virginia, Maryland, Illinois, Texas, Indiana, Ohio, and Tennessee
- Greater than typical complaints
Elephant Insurance Client Services
Clients can anticipate subpar customer support, as automobile insurance policyholders that are guaranteed in a pace that is high with Elephant file complaints. The NAIC reported Elephant as having a criticism ratio indicator of 2.76, almost 3 times the national median of 1.00.
Elephant Automobile Insurance Reviews
Reviews from Elephant Insurance clients have been mixed. Many have commended Elephant because of low prices its quotes procedure and site. But in regards to submitting a claim, frustration has been voiced by clients --resistant to cover their claim and suggesting that the Elephant was slow to react.
Elephant Automobile Insurance Rate Comparisons
Even though there can be insurance choices, elephant provides prices. Normally, auto insurance quotes which have been 9% lower compared to the average were supplied by Elephant. But, State Farm and GEICO both offered automobile insurance coverages for our own profile motorist. Selecting among those insurance companies over Elephant might represent a savings of 24% to 40 percent each year.
Rates represent the average round quotes accumulated for Virginia Beach, Virginia: Houston; three towns; and Chicago. To determine which of those firms is underwriting in your Particular town, enter your ZIP code below to start your auto insurance quotes comparison:
Elephant Car Insurance Discounts
Elephant offers
| Discount Form | Discount Amount |
|---|---|
| Responsible Driver (injury free, 5 decades ) | around 10 percent |
| Great Student Discount | around 12 percent |
| Community College Discount (Partner) | 8 percent |
| Online Estimates | 15 percent |
| Payment in Complete | around 13.5percent |
| Electronics | $100 |
| Multi-Policy Discount | around 9 percent |
| Multi-Car Ignore | around 27 percent |
Elephant Insurance Regulations and Agents
Elephant works on a direct-to-consumer business model (no separate representatives ), so as to pass savings to clients. Auto insurance shoppers that want an insurance agent's contact to assist them select policies and manage their coverage should decide on an insurance policy --such as State Farm.
Geography of Operations
While the business began in America Elephant has its own origins at the Admiral Group, among the biggest insurers of the United Kingdom. Here from the U.S., it underwrites auto insurance in seven countries: Virginia, Maryland, Illinois, Texas, Indiana, Ohio, and Tennessee.
Elephant Car Insurance Claims Process and Repair Assistance
Insureds can opt to have their vehicles but for people who do not know of any repair stores or don't have a taste, the business includes a record of recommendations that are prequalified you'll be able to pick from. Since Elephant can issue you a claims settlement check you to have the automobile, however.
Elephant Insurance Windscreen Replacement
Glass or windshield asserts with Elephant are managed by its own glass assistance, which contains a network of repair shops that are readily available to get you back to the street. Although the expense of your windscreen replacement might be significantly less, collision and comprehensive insurance cover glass fix claims. You are going to wind up paying out of pocket for the price of glass repairs if that is true.
Urgent.ly Roadside Assistance
The elephant is partnered with Urgent.ly, a firm with a contemporary approach to roadside help. Urgent.ly lets clients monitor --instantly --the positioning of its own roadside assistant drivers. It is a service that comes free with the purchase price of a policy.
Accident Forgiveness
Elephant offers what is called accident bias, which ensures that prices will not move up following an injury. As soon as they've had an Elephant auto insurance plan for a couple of decades, this program is available to all clients.
Diminishing Deductible
Those people who have collision and comprehensive protection have the choice to enroll from the diminishing program that is contingency. Their prices will be seen by those that are free.
Gap Insurance
Elephant offers protection for car loans in which a car's value is less than the remainder of their amount of the loan. When an injury or occasion depreciates the value of an auto, this can be useful, however, the payments you make on the asset are overvalued. This policy is merely provided by an elephant after both collision and comprehensive insurance have been bought, and for cars with loans held by banks.
Concerning the Elephant Automobile Insurance Company
The Elephant car Insurance company began working as a subsidiary of its parent firm, the Admiral Group in 2009 in the USA. Elephant's U.S. headquarters are located at the Innsbrook area of Greater Richmond, Virginia's Henrico County.
Other vehicles are collector cars, ATVs, and bikes. Along with auto insurance, the Elephant Insurance firm sells land insurance for homeowners, renters, and condominium owners.
Elephant's title is supposed to allude to the inclusive and protective attitudes of dinosaurs. The elephant motif permeates this company's culture; Elephant refers because of its own herd to its clients.
How to Submit a Claim with Elephant
Claims may be reported via the Elephant's site or by email at [email protected] In addition, to submit a claim on the telephone, phone: -LRB-844-RRB- 937-5353.
Go to Elephant insurance website