Primerica Life Insurance Review 2020 - Important

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  • ProInsuranceReviews standing: No. 18 lifetime Insurance Provider.
  • It doesn't sell permanent life insurance and provides no online term estimates.
  • Utilizes a multilevel marketing arrangement for earnings.

Primerica recruits people to market its policies, encouraging those new insurance brokers to begin with selling to relatives, friends, and co-workers and recruiting them to join the enterprise. Primerica agents make money based on earnings by representatives they sponsor, which will be referred to as multilevel marketing.

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Primerica life insurance

Primerica rated No. 18 from the 20 greatest life insurance firms as scored by ProInsuranceReviews. The positions are based on financial strength, customer satisfaction scores, and customer complaints. ProInsuranceReviews scores the biggest national life insurance companies that sell policies to people.

Primerica doesn't offer life insurance quotes which makes it difficult to compare its costs and offers term life insurance.

Some insurance specialists criticize Primerica because of absence and its marketing arrangement of life insurance coverage choices. Through brokers that make a career in life insurance sales, many life insurance businesses market their products for instance.

Because of the revenue plan of Primerica, you might locate friends or relatives pitching the merchandise. Your connection with those salespeople can create pressure to purchase from Primerica, and possibly pressure to turn into a Primerica agent that is part-time. Nonetheless, it's almost always a fantastic idea before committing to your personal finance product to compare options and prices.

Primerica customer satisfaction and complaints

To state regulators anticipated for a firm of its size, Primerica has attracted complaints about the previous 3 decades, based on the evaluation of information from the National Association of Insurance Commissioners of ProInsuranceReviews.

Primerica ranks one of"the rest" -- the lowest score possible -- for general customer satisfaction and coverage offerings in research company J.D. Power's 2019 U.S. Life Insurance Study. The business rankings" about average" in four different groups.

Customer satisfaction classPrimerica's score
Total satisfactionHere typical
Policy offersBelow typical
CostAbout typical
Billing and paymentAbout typical
InteractionAbout typical
CommunicationAbout typical

More about Primerica Insurance Company

Primerica presents services and financial products. Through insurance companies, Primerica offers homeowners insurance coverage and automobile maintenance. The business provides financial solutions and investment reports, in addition to prepaid identity theft and legal services.


ProInsuranceReviews analyzed complaints reported on the National Association of Insurance Commissioners and received by state insurance companies. To evaluate insurance companies compare to another, the NAIC computes a criticism index measuring share of premiums from the business, or its share of complaints relative to its dimensions. To appraise the complaint history of a company, ProInsuranceReviews calculated that a similar indicator for every insurance company, measured by market shares of each subsidiary. Ratios are decided for home, automobile, and life insurance.

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