Principal Life Insurance Reviews 2020 - Important

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  • Proinsurancereviews standing: No. 5 life Insurance Provider.
  • Offers term, universal, indexed universal, variable universal, and survivorship life insurance.
  • Client satisfaction ratings are high.

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Principal Financial OVERVIEW

PrincipalFinancial delivers many different products such as indexed universal, term, and variable life insurance. Clients can be given a life insurance policy quotation for both term and permanent life insurance policy online.

Principal Life Insurance Reviews

Main rated No. 5 from the 20 greatest life insurance firms scored by ProInsuranceReviews. The life insurance firm rankings of ProInsuranceReviews take into consideration strength, customer satisfaction, and customer complaints. Life insurance companies that sell policies are scored by ProInsuranceReviews.

Term lifestyle: Principal features term choices of a single, 10, 15, 20, and 30 decades. The policy could be converted to permanent life insurance.

Permanent: Chief provides four kinds of permanent life insurance -- universal, indexed universal, variable universal, and survivorship life insurance. Each of the life policies provides the flexibility to adjust the death benefit along with premiums. The cash value increase for universal life insurance is connected to a stock exchange index. When the investments perform universal life provides a chance but has danger for losses. Life insurance ensures two lifetimes a married couple. After the person dies the death benefit is paid.

Principal customer satisfaction and complaints

The life insurance firms of principal drew fewer to state authorities by three decades' worth of information in the National Association of Insurance Commissioners.

Principal Financial scores are greater than many for client satisfaction complete, according to research company J.D. Power's 2019 U.S. Life Insurance Study. In a poll of consumer support by J.D. Power printed in 2019, Primary scored"better than most" in five groups. Main rated No. 4 overall from 24 insurers contained in the poll.

Customer satisfaction classPrincipal's score
Total satisfactionMuch Better than many
Policy offeringsMuch Better than many
CostMuch Better than many
Billing and paymentAbout typical
InteractionMuch better than many
CommunicationMuch Better than many

More about Principal Financial

Principal Financial Group provides mutual funds in addition to annuities, disability insurance, and retirement programs. Primary offers group insurance programs through companies, such as critical illness, vision, disability, life, and dental insurance plan.


ProInsuranceReviews analyzed complaints received by state insurance companies and reported on the National Association of Insurance Commissioners in 2016-2018. To assess insurance companies compare to another, the NAIC computes a criticism index measuring share of premiums from the business, or its share of complaints relative to its dimensions. To appraise the complaint history of a company, ProInsuranceReviews calculated that a similar indicator for every insurance company, weighted by market shares of each subsidiary.

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